{"id":31763,"date":"2025-05-12T16:21:44","date_gmt":"2025-05-12T14:21:44","guid":{"rendered":"https:\/\/www.perla.al\/?p=31763"},"modified":"2025-05-12T16:21:44","modified_gmt":"2025-05-12T14:21:44","slug":"fillimi-i-vitit-2025-kerkesa-e-larte-per-prona-me-kredi","status":"publish","type":"post","link":"https:\/\/www.perla.al\/al\/fillimi-i-vitit-2025-kerkesa-e-larte-per-prona-me-kredi\/","title":{"rendered":"Fillimi i vitit 2025: K\u00ebrkesa e lart\u00eb p\u00ebr prona me kredi"},"content":{"rendered":"

Fillimi i k\u00ebtij viti ka qen\u00eb i vrullsh\u00ebm p\u00ebr tregun e pasurive t\u00eb paluajtshme, ve\u00e7an\u00ebrisht p\u00ebr shkak t\u00eb rritjes s\u00eb kreditimit. K\u00ebshtu ka deklaruar Z. Ervin Demirxhiu, Ekspert i Pasurive t\u00eb Paluajtshme n\u00eb emisionin Pro Business n\u00eb Tv Klan teksa analizon tendencat e fundit.<\/p>\n

“Pronat q\u00eb p\u00ebrdoren si kolateral jan\u00eb ato q\u00eb shiten m\u00eb shum\u00eb,” v\u00ebren Demirxhiu. “N\u00eb vitin 2024, procesi i rivler\u00ebsimit ka shkaktuar ng\u00ebr\u00e7 n\u00eb treg, por kreditimi i but\u00eb nga bankat ka mb\u00ebshtetur blerjet.”<\/p>\n

Tregu po v\u00ebren nj\u00eb rritje t\u00eb k\u00ebrkesave nga \u00e7iftet e reja q\u00eb blejn\u00eb banesa me kredi, si dhe t\u00eb individ\u00ebve q\u00eb k\u00ebrkojn\u00eb pron\u00eb t\u00eb dyt\u00eb ose t\u00eb tret\u00eb. “Shohim \u00e7do dit\u00eb njer\u00ebz q\u00eb vijn\u00eb p\u00ebr t\u00eb bler\u00eb me kredi, nga ata q\u00eb k\u00ebrkojn\u00eb strehim t\u00eb par\u00eb deri te investitor\u00ebt,” thot\u00eb Demirxhiu.<\/p>\n

Nj\u00eb nga problemet kryesore ka qen\u00eb v\u00ebshtir\u00ebsia n\u00eb marrjen e kredive p\u00ebr pronat n\u00eb nd\u00ebrtim. “Tani, bankat dhe nd\u00ebrtuesit kan\u00eb gjetur nj\u00eb zgjidhje: pronat mund t\u00eb hipotekohen q\u00eb n\u00eb faz\u00ebn e karabin\u00ebs, duke lejuar blerjen edhe p\u00ebr banor\u00ebt q\u00eb nuk kan\u00eb kapital fillestar,” shpjegon eksperti.<\/p>\n

Demirxhiu \u00ebsht\u00eb i qart\u00eb p\u00ebr tregun e Tiran\u00ebs: “\u00c7mimet do t\u00eb rriten gjithmon\u00eb. Nuk ka kuptim t\u00eb pres\u00ebsh, sepse sa m\u00eb von\u00eb t\u00eb blesh, aq m\u00eb shtrenjt\u00eb do t\u00eb jet\u00eb. N\u00eb shum\u00eb raste, k\u00ebsti mujor i kredis\u00eb \u00ebsht\u00eb nj\u00ebsoj si qiraja, k\u00ebshtu q\u00eb blerja \u00ebsht\u00eb zgjedhja m\u00eb e mir\u00eb.”<\/p>\n

Investitor\u00ebt po ndjekin dy strategji kryesore:Blerja “n\u00eb grop\u00eb” \u2013 p\u00ebrfitimi nga \u00e7mimet m\u00eb t\u00eb ul\u00ebta dhe rishitja pas p\u00ebrfundimit. Blerja e apartamenteve t\u00eb gatshme \u2013 p\u00ebr ata q\u00eb nuk duan t\u00eb presin dhe t\u00eb paguajn\u00eb nj\u00ebkoh\u00ebsisht qira dhe kredi.<\/p>\n

“Zonat m\u00eb t\u00eb preferuara mbeten ato qendrore, por shum\u00eb qytetar\u00eb blejn\u00eb aty ku \u00e7mimet jan\u00eb m\u00eb t\u00eb arritshme,” thot\u00eb Demirxhiu. Paskuqani, “5 Maji” dhe zonat e reja n\u00eb zhvillim po t\u00ebrheqin bler\u00ebs p\u00ebr shkak t\u00eb \u00e7mimeve m\u00eb t\u00eb p\u00ebrballueshme.<\/p>\n

\u00c7mimet n\u00eb zonat periferike si “5 Maji” dhe Paskuqani kan\u00eb p\u00ebsuar rritje t\u00eb dukshme. “N\u00eb fillim gjenim banesa me 1200-1300 \u20ac\/m\u00b2, sot kemi arritur n\u00eb 1400-1500 \u20ac\/m\u00b2 ose m\u00eb shum\u00eb,”v\u00ebren Demirxhiu.
\nhttps:\/\/www.youtube.com\/watch?v=fJ_fvarhm7I<\/a><\/p>\n

\"\"<\/a><\/p>\n

P\u00ebr m\u00eb shum\u00eb ndiqni emisionin e plot\u00eb n\u00eb kanalin e youtube t\u00eb Tv Klan. hashtag#ProBusiness hashtag#Kredi hashtag#Banesat hashtag#Investime hashtag#TVKlan<\/p>\n","protected":false},"excerpt":{"rendered":"

Fillimi i k\u00ebtij viti ka qen\u00eb i vrullsh\u00ebm p\u00ebr tregun e pasurive t\u00eb paluajtshme, ve\u00e7an\u00ebrisht p\u00ebr shkak t\u00eb rritjes s\u00eb kreditimit. K\u00ebshtu ka deklaruar Z. Ervin Demirxhiu, Ekspert i Pasurive t\u00eb Paluajtshme n\u00eb emisionin Pro Business n\u00eb Tv Klan teksa analizon tendencat e fundit. “Pronat q\u00eb p\u00ebrdoren si kolateral jan\u00eb ato q\u00eb shiten m\u00eb shum\u00eb,” […]<\/p>\n","protected":false},"author":1,"featured_media":31764,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[142],"tags":[],"yst_prominent_words":[2368,2357,1291,1293,1137,2250,2244,1284],"class_list":["post-31763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-en"],"translation":{"provider":"WPGlobus","version":"2.12.2","language":"al","enabled_languages":["en","al"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"al":{"title":false,"content":false,"excerpt":false}}},"_links":{"self":[{"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/posts\/31763"}],"collection":[{"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/comments?post=31763"}],"version-history":[{"count":1,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/posts\/31763\/revisions"}],"predecessor-version":[{"id":31765,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/posts\/31763\/revisions\/31765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/media\/31764"}],"wp:attachment":[{"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/media?parent=31763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/categories?post=31763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/tags?post=31763"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.perla.al\/al\/wp-json\/wp\/v2\/yst_prominent_words?post=31763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}